2026 Updated — All 50 States

Veteran Property Tax Exemption by State

Property tax exemptions for disabled veterans are among the most valuable — and most under-claimed — state benefits in the country. Savings can reach $10,000–$20,000 per year for 100% P&T veterans in states like Texas and Florida.

↗ See Your State's Exemptions
38+
States with Full 100% P&T Exemption
$20K+
Max Annual Savings
10%
Lowest Rating that Qualifies (some states)

Full Exemption States (100% P&T)

Texas

100% P&T veterans receive a full homestead property tax exemption on their primary residence — regardless of value. Surviving spouses also qualify. Among the highest-value exemptions in the country, often worth $5,000–$15,000+/year depending on local tax rates.

Florida

100% P&T veterans receive a full homestead exemption. Additional discounts available at lower ratings. Surviving spouses of veterans who died in service also qualify for the full exemption.

Virginia

100% P&T veterans receive a full real property tax exemption on their primary residence. The exemption does not apply to surviving spouses unless granted separately. No cap on property value.

Illinois

100% disabled veterans receive a complete property tax exemption on their primary residence under the Disabled Veterans' Standard Homestead Exemption.

Georgia

100% disabled veterans receive a full homestead exemption from all state and local property taxes. Income limits apply in some counties. Surviving spouses may qualify.

Partial Exemption States (10%–90%)

California

Veterans with 10%+ disability from wartime service receive an exemption on the first ~$100,000 of assessed value ($150,000 for low-income veterans). The "Disabled Veterans' Exemption" — not tied to 100% rating. Amounts increase slightly each year with inflation.

New York

Local option program — exemptions vary by county. 10%+ wartime veterans may receive 15%–50% assessed value reduction depending on county participation and rating level.

Pennsylvania

100% disabled veterans receive a full property tax exemption via the Disabled Veterans Real Estate Tax Exemption. Must apply through county board; 1-year retroactive option available.

How to Claim Your Property Tax Exemption

Step 1: Obtain your VA disability letter (available at VA.gov or through your VSO).  Step 2: Contact your county assessor's office — most exemptions are administered locally, not by the state.  Step 3: Submit the application with your VA letter, proof of residency, and property deed.  Step 4: Many counties allow retroactive claims (1–3 years back) if you missed prior years. Ask about retroactive applications.

Frequently Asked Questions

Do I need to be 100% P&T to qualify for a property tax exemption?

Not in every state. California's exemption starts at 10% for wartime veterans. New York's program starts at 10%. Many states have tiered exemptions — higher ratings get larger exemptions. Enter your state and rating at Benefit Bunker to see exactly what you qualify for.

Does the exemption apply to all property or just my home?

Almost universally, state veteran property tax exemptions apply only to your primary residence (homestead). Investment properties, vacation homes, and rental properties typically do not qualify. Some states extend exemptions to property owned by surviving spouses.

Does TDIU qualify me for property tax exemptions as if I'm 100%?

It depends on the state. Many states' full exemptions require 100% P&T status — and TDIU that is designated P&T qualifies. However, some states require a 100% "schedular" rating specifically. Check your state's exact requirements, as they vary significantly.

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