Benefit Bunker — VetMatrix
Every VA Disability Benefit You’ve Earned — by Rating & State
Quick Answer
Enter your VA disability rating and state to instantly see your 2026 tax-free monthly pay, property-tax exemptions, health care, education, and 200+ federal and state benefits — free, with no account and no paywall.
Benefit Bunker is a free, independent platform that helps U.S. veterans understand and claim the VA disability benefits they’ve earned. Enter your VA disability rating and your state to instantly see your 2026 monthly pay, property-tax exemptions, health care, education, and 200+ federal and state benefits — with no account and no paywall.
We turn the VA’s rules into plain English: how disability ratings and combined ratings actually work, how to file and strengthen a claim, how to pursue an increase or appeal a decision, and when it’s time to hand off to a free, accredited Veterans Service Officer (VSO). Nothing here is a sales pitch — just the information and tools we wished we’d had.
This site is for veterans at every stage: those filing a first claim, those chasing a higher rating or TDIU, and surviving family members navigating DIC and CHAMPVA. Estimates are based on public VA rules and are not legal advice or official eligibility determinations — only the VA can decide a claim.
What you’ll find on Benefit Bunker
- VA Disability Calculator — your exact 2026 monthly pay by rating and household.
- 2026 VA Disability Pay Chart — tax-free rates for every rating and dependent status.
- Benefits by State — property-tax exemptions and perks for all 50 states.
- All Federal Benefits — health care, education, home loans, and more.
- TDIU — how to get 100% pay without a 100% rating.
- Increase Your Rating & Appeals — the evidence and steps that move the needle.
- Survivor & DIC Benefits — what your family gets, and how to claim it.
- Find a Free VSO — accredited help to file your claim at no cost.
What this is: a free, independent VA benefits guide — no account, no paywall, no sales pitch.
Who it’s for: veterans filing a first claim, chasing a higher rating or TDIU, and surviving family members navigating DIC and CHAMPVA.
Built by a veteran, for veterans — covering 2026 pay rates and 200+ benefits across all 50 states. This is general information, not legal or financial advice; only the VA can decide a claim.
Start With Your Free Estimate →
Frequently Asked Questions
What benefits do I get at a 0% VA disability rating?
A 0% rating still unlocks access to VA health care, the ability to get future conditions service-connected, and in many states, property-tax exemptions and recreation-license discounts. The rating isn’t your paycheck — it’s your foot in the door.
How much does a 100% P&T veteran receive monthly in 2026?
In 2026, a veteran rated 100% P&T with no dependents receives $3,938.58 per month, tax-free (effective Dec 1, 2025). The amount increases with a spouse and children. Use the calculator for your exact figure.
What is TDIU and who qualifies?
TDIU (Total Disability based on Individual Unemployability) pays at the 100% rate for veterans rated below 100% whose service-connected disabilities prevent substantially gainful employment. You generally need one disability at 60%, or a combined 70% with one at 40%.
Is Benefit Bunker free to use?
Yes. Benefit Bunker is completely free, requires no account or login, and has no paywall. Enter your rating, state, and household to see every benefit you qualify for.
Get free VA benefit updates
VA disability rates change every December. Drop your email and we’ll send the new numbers the day they’re announced — no spam, unsubscribe anytime.