2026 Monthly Pay — 40% Disability Rating
| Household Status | Monthly Amount (2026) | Annual Value |
|---|---|---|
| Veteran Alone | $795.84 | $9,550.08/yr |
| With Spouse | $882.84 | $10,594.08/yr |
| With Spouse + 1 Child | $947.84 | $11,374.08/yr |
All amounts are 100% tax-free. Source: VA.gov 2026 Compensation Rate Tables (2.8% COLA).
Benefits Available at 40% Disability Rating
- Tax-free monthly compensation ($795.84/month, veteran alone — 2026 rate)
- VA Home Loan funding fee waived
- Priority Group 2 healthcare (reduced copays)
- 10-point federal hiring preference
- Free hunting & fishing license in many states (TX, FL, GA, AL, and more)
- Property tax exemptions beginning in several states
Common Questions About 40% VA Disability
❌ Myth:My rating won't go any higher, so I should stop filing.
✓ Fact:A 40% rating often has room to grow. New or worsened conditions can be added. Veterans who file increases average an additional $600–$1,200/month within 2 years.
State Benefits at 40%
Your state may offer additional benefits including reduced-fee hunting/fishing licenses, property tax credits, and employment preferences. Select your state:
Get Your Personalized 40% Benefits Report
Enter your state of residence to see every federal + state benefit you've earned at 40% disability — including exact property tax amounts, hunting licenses, and more.
▶ See My Full 40% BenefitsAll VA Disability Ratings — 2026 Pay